Privacy Policy
Budget Compass is designed to help you organize and understand your finances without requiring direct access to your online banking account.
You choose what financial information to enter or upload. Budget Compass is designed so users can manage their own transaction data without sharing bank login credentials.
1. Information We Collect
Budget Compass may collect information you provide when you create an account, contact us, submit feedback, or use financial organization tools on the site.
- Account information such as your name and email address
- Transaction data you manually enter or upload
- Categories, rules, budgets, reports, notes, and account labels you create
- Feedback, testimonials, ratings, optional photos, and website links you submit
- Basic technical information needed to operate and protect the website
2. Information We Do Not Ask You to Provide
Budget Compass does not require your online banking username, password, or PIN in order to organize imported transaction data.
We recommend that you never send banking passwords, PINs, or other login credentials through contact forms, testimonials, notes, or uploaded transaction descriptions.
3. Uploaded Financial and Transaction Data
If you choose to upload a bank, credit card, Venmo, or other transaction file, Budget Compass uses that information to help you organize, categorize, review, and report on your financial activity.
You decide what information to upload and which accounts or periods you want to include.
4. Who Can See Your Financial Information?
Budget Compass is designed so each user works with their own financial information. Financial records are separated by account ownership within the application.
Can the owner or administrator of Budget Compass see my transactions?
Budget Compass does not routinely review or monitor individual users' financial transactions. Authorized system administrators may technically have access to stored information when reasonably necessary for security, maintenance, troubleshooting, support, legal compliance, or protecting the service.
5. How We Use Your Information
We may use information you provide to:
- Provide and operate Budget Compass features
- Organize and display your financial information
- Create reports, summaries, categories, and budgeting views
- Respond to support requests and questions
- Review submitted testimonials and feedback
- Improve site reliability, usability, and security
- Prevent misuse, fraud, or unauthorized activity
6. We Do Not Sell Your Personal Financial Information
Budget Compass does not sell your personal financial transaction information to advertisers or data brokers.
Your uploaded financial information is intended to support the tools and reports you use within Budget Compass.
7. Payments
Payments for paid Budget Compass plans may be processed through PayPal or another payment provider. Budget Compass does not need to store your full payment card number when payment information is handled directly by the payment provider.
Payment providers have their own privacy policies and security practices.
8. Testimonials and Public Feedback
If you submit a testimonial, Budget Compass will only publish it when permission to publish has been provided and the testimonial has been approved for display.
Your email address is not intended to be displayed publicly as part of a testimonial. Optional photos are reviewed before public display.
9. Cookies and Basic Site Data
Budget Compass may use cookies or similar browser storage for functions such as login sessions, security, preferences, and normal website operation.
Basic server logs may also record information such as browser type, IP address, requested pages, timestamps, and error information for security and maintenance.
10. How We Protect Information
Budget Compass uses reasonable technical and administrative safeguards intended to protect user information, including account-based access controls and secure website connections.
No website or storage system can guarantee absolute security. Users should also protect their own account password and avoid sharing sensitive credentials.
11. When Information May Be Shared
Budget Compass may share limited information with service providers when needed to operate the website, process payments, provide hosting, send communications, maintain security, or comply with legal obligations.
We may also disclose information when required by law or when reasonably necessary to protect users, the service, or the rights and safety of others.
12. Data Retention and Deletion
Budget Compass may retain account and financial information for as long as needed to provide the service, maintain business records, resolve disputes, prevent fraud, and meet legal obligations.
Users may contact Budget Compass to ask questions about their stored information or request deletion of account information, subject to legal, security, and recordkeeping requirements.
13. Children's Privacy
Budget Compass is intended for adults managing personal or household finances and is not designed for children under 13.
14. Changes to This Privacy Policy
Budget Compass may update this Privacy Policy as the service changes. When updates are made, the revised date will be posted on this page.
15. Questions About Privacy
If you have questions about privacy, security, your account information, or how Budget Compass handles financial data, please contact us.
Questions About Your Privacy?
We want you to understand how Budget Compass handles your information and what you can expect when you use the service.
Contact Budget Compass